Moving to Downtown Naples FL

Naples FL Philly Rodriguez February 1, 2024

Living in Downtown Naples FL: The Ultimate Guide

The Charm of Downtown Naples FL

Downtown Naples, Florida, stands out as a sophisticated destination blending coastal allure with diverse offerings. Renowned for its high-end shopping, varied culinary delights, captivating art scenes, and an essence of historical charm, it ensures an enriching experience for visitors and locals alike. 

The district's grid layout simplifies navigation, allowing easy access to its numerous eateries, bars, and retail spaces. Key highlights include the boutique-lined 5th Avenue South and the historically rich Third Street South, featuring landmarks like the Naples Pier and Palm Cottage.

Beyond its scenic beaches, downtown Naples buzzes with cultural vibrancy, showcasing exclusive fashion, exquisite art, and opulent jewelry, alongside premium housing options.

While downtown Naples is celebrated for its refined ambiance, it may not cater extensively to the nightlife and entertainment needs of younger couples. The area is often recommended for family living, given its top-rated educational institutions and low crime rates. However, for those seeking more vibrant nightlife, nearby locales such as Estero and Fort Myers offer lively alternatives.

Cost of Living in Downtown Naples FL

Housing in Downtown Naples FL: Rent vs Buy Comparison

Downtown Naples, Florida, offers a vibrant urban living experience with a sophisticated atmosphere, upscale shopping, and eclectic dining. When considering housing options, there are numerous rental properties available in the area, including condos and apartments.

Websites such as,, and Apartment Guide list a significant number of rental units in Downtown Naples, with a range of amenities and locations to choose from.

As for the comparison between renting and buying, the decision depends on various factors such as personal financial situation, long-term plans, and housing market conditions. While renting provides flexibility and freedom from property maintenance, buying a property offers the potential for equity growth and stability.

It's essential to consider the current real estate market in Downtown Naples, including property prices, mortgage rates, and the availability of suitable properties for purchase.

Renting in Downtown Naples FL

  1. Cost: As per a report, the cost for a decent one-bedroom apartment in Downtown Naples FL is around $2,450 per month, excluding utilities.
  2. Flexibility: Renting offers more flexibility, allowing residents to move without the hassle of selling a property.
  3. No Maintenance Costs: Renters are typically not responsible for maintenance or repairs.

Buying in Downtown Naples FL

  1. Cost: The average price for a typical detached house in Naples FL has been around $775,000 in recent years.
  2. Long-term Investment: Buying a property is a long-term investment, potentially building equity over time.
  3. Maintenance and Additional Costs: Homeowners are responsible for all maintenance, repairs, and property taxes.

Types of Homes Available

  1. Apartments/Condos: These are common in downtown areas, offering a range of amenities and sizes.
  2. Detached Houses: Less common in the downtown core but available in nearby residential areas.
  3. Townhouses: A middle-ground option, offering more space than apartments with less maintenance than detached homes.


  • Long-Term Plans: Buying may be more beneficial for long-term residents, while renting can be ideal for those who anticipate moving frequently.
  • Financial Stability: Homeownership involves upfront costs (down payment, closing costs) and ongoing expenses (mortgage, insurance, property taxes).
  • Market Trends: Keep an eye on the real estate market trends in Naples FL for potential fluctuations in property values and rental rates.

Transportation Costs

The cost of transportation in Naples, Florida, varies depending on the mode of transport. The public transit system in Naples is operated by Collier Area Transit, offering bus services with fares of $2 for an adult one-way trip and $3 for a day pass. Additionally, the Marco Express service is available for $3. 

For those seeking alternative transportation, Naples Bay Water Shuttle provides an affordable option for getting around, with one ticket valid for the entire day. Furthermore, private transportation services, such as Naples Express Transportation and Fifth Avenue Transportation, offer various rates for travel to and from different locations, including airports and other cities.

When considering the overall cost of living in Naples, it's important to account for transportation expenses based on individual travel needs and preferences. Additionally, the availability of public transit and alternative transportation options can contribute to the overall convenience and accessibility of getting around in the area


The average monthly cost for utilities in Naples, FL can vary depending on the specific usage and property type. However, the average cost for electricity in Naples is approximately $236 to $241 per month, which adds up to around $2,832 to $2,892 per year. This cost is higher than the national average, with the average residential electricity rate in Naples being around 10.4 to 14 cents per kilowatt-hour (kWh)

Groceries and Dining

The average cost of groceries and dining in Naples, FL can provide a helpful overview of the expenses in the area. Here are some key points to consider:


The cost of groceries in Naples, FL is slightly higher than the national average, with grocery prices being around 117% of the national average.

Average prices for a few key items include: 

Grocery Item Average Price
A dozen eggs $3.00
A loaf of white bread $2.75
A head of lettuce $1.75
A 1.5-liter bottle of water $2.65
2.25 pounds of beef round $18.00

The ongoing expense for groceries and eating out in Florida is approximately $323.83 per person per month.



Naples offers a wide range of dining choices, including fast-food restaurants and high-end dining options.

The average cost of a fast-food meal, such as a combo meal at a fast-food restaurant, might be around $7, while a typical fast food meal costs $8.70 for a McMeal at McDonald's or Burger King.

For dining at mid-range restaurants, a three-course meal for two people may cost around $57.50, with individual meal prices varying.

Overall, while the cost of groceries and dining in Naples, FL is slightly higher than the national average, the city provides a diverse range of dining options to suit various budgets and tastes.

Neighborhoods in Downtown Naples FL

Downtown Naples, Florida, is a multifaceted area comprised of distinct neighborhoods, each offering its own unique charm and attractions. Here are some key neighborhoods to explore in Downtown Naples:

1. Fifth Avenue South

  • Known as the de facto Main Street of Downtown Naples.
  • Features a stunning one-mile stretch with fine-dining restaurants, cafes, boutiques, art galleries, and spas.
  • Home to the luxury Inn on Fifth hotel and the first-class Sudgen Community Theater.

2. Third Street South

  • Offers a historical allure with Naples Pier and Palm Cottage.
  • Lined with boutique shops, upscale galleries, and a variety of dining options.

3. Crayton Cove

  • Embraces maritime nostalgia with peaceful views of the bay.
  • Home to the Naples City Dock, offering fishing charters and boat tours.
  • Features culinary institutions such as The Dock at Crayton Cove and the upscale Boathouse on Naples Bay.

These neighborhoods provide a diverse range of experiences, from upscale shopping and dining to historical charm and maritime nostalgia, making Downtown Naples a vibrant and captivating destination.

Pros & Cons of Living in Downtown Naples FL

Below is a table listing the pros and cons of living in downtown Naples FL:

Pros of Living in Downtown Naples, FL

Cons of Living in Downtown Naples, FL

Warm winter climate

Limited nightlife and entertainment options for younger crowds

Beautiful beaches

Cost of living may be high due to upscale environment

Vibrant arts and culture scene

Seasonal population changes can affect the local economy and services

Unique resort lifestyle

Traffic congestion during peak tourist seasons

Endless outdoor adventures

May lack the urban feel and amenities of larger cities

Golf capital of the world

Higher property and rental prices

Minimal crime rates

Possible hurricane threats and weather-related issues

No state income taxes

Some areas might be overly crowded during peak tourist times

Lots of golf courses


Luxurious shopping and dining options


While Downtown Naples, FL, offers a high quality of life with its beautiful environment and numerous amenities, it's important to consider both sides to make an informed decision about living there.

Leisure and Entertainment

Cultural Attractions

Naples, Florida, is not only known for its stunning beaches and upscale living but also for its rich cultural scene. Here are some cultural attractions you might want to explore:

  • Artis—Naples: Home to the Naples Philharmonic and The Baker Museum, Artis—Naples is the premier center for the arts in Southwest Florida. It offers a broad range of artistic and educational programs.
  • The Naples Players at the Sugden Community Theatre: Known for their high-quality community productions, they offer performances year-round including musicals, dramas, and comedies.
  • Collier County Museums: With five locations, including the Naples Depot Museum and the Collier Museum at Government Center, these museums offer a diverse range of historical and educational exhibits related to the cultural heritage of Florida.
  • Naples Historical Society's Historic Palm Cottage: As Naples' oldest house (1895), the cottage serves as a living history museum that offers a glimpse into the life of early Naples residents.
  • The von Liebig Art Center: Located in Cambier Park, it features art exhibitions, studios, and workshops, fostering an appreciation of the arts through education and engagement with the arts community.
  • The Naples Art District: Boasting the largest concentration of working artists in the Southwest Florida region, it's an excellent place to explore galleries and witness artists at work during special events and studio tours.
  • Third Street South: Known for its charm and elegance, this area offers fine dining, luxury shopping, and seasonal live music events, encapsulating the sophisticated spirit of Naples.
  • Fifth Avenue South: This iconic avenue is not only a shopping and dining destination but also a cultural hub with street performances, festivals, and parades, reflecting the vibrant life of Naples.
  • Gulfshore Playhouse: Offering a variety of performances from classic dramas to Broadway hits, it's recognized for its high-quality productions and commitment to the arts.
  • Opera Naples: This opera company presents internationally renowned performers and provides educational programs and community events, enriching the cultural landscape of Naples.

These attractions highlight the cultural richness of Naples, FL, offering residents and visitors alike a chance to immerse themselves in the arts, history, and the unique local traditions of this vibrant community.

Outdoor Spaces

Naples, FL, offers a wealth of outdoor activities and natural beauty, making it an ideal destination for those who enjoy the outdoors. Some of the top outdoor activities in Naples include:

Boating and Sailing: The area's proximity to the Gulf of Mexico makes it a prime location for boating and sailing enthusiasts.

Fishing: Naples is known for its excellent fishing opportunities, whether it's deep-sea fishing in the Gulf or casting a line from the shore.

Kayaking and Paddle Boarding: The region's waterways, including the Gulf and inland water bodies, provide ample opportunities for kayaking and paddle boarding.

Beach Activities: With its stunning coastline, Naples offers a range of beach activities, from swimming and sunbathing to shelling along the shore.

Hiking and Biking: Outdoor enthusiasts can explore the area's natural beauty through hiking and biking in nearby parks and nature preserves.

Birding and Nature Photography: Naples is a haven for birdwatchers and nature photographers, with its diverse bird species and picturesque natural landscapes.

Notable outdoor destinations in Naples include Delnor-Wiggins Pass State Park, which offers a variety of activities such as kayaking, surf-fishing, and hiking. Additionally, the region's unique environment and natural beauty make it an attractive location for those seeking outdoor excursions and recreational experiences


Naples, FL, offers a diverse nightlife scene with a range of options to suit different preferences. Some popular nightlife spots in the area include:

  1. The London Club: A sophisticated venue offering a vibrant nightlife experience.
  2. District: Known for its lively atmosphere and a variety of entertainment options.
  3. Blue Martini Lounge: A stylish lounge with live music and an extensive drink menu.
  4. BURN By Rocky Patel: A cigar bar and lounge with a refined ambiance.
  5. The Boardroom Tavern: A cozy spot for drinks and socializing.

In addition to these venues, Naples also offers a variety of dining and entertainment districts that transform into vibrant nightlife hotspots after dark. These include Mercato, Fifth Avenue South, and Third Street South, which offer hand-crafted cocktails, live music, and a lively atmosphere. 

For those interested in other forms of entertainment, options such as Silverspot Cinema for movies and Off the Hook Comedy Club for stand-up comedy are also available. While the nightlife in Naples may not be as extensive as in larger cities, there are still plenty of options to enjoy a night out in the area

Employment and Business Opportunities

Naples, FL, offers a variety of employment and business opportunities across different sectors. As of the current data, there are numerous job openings in Naples, with positions available in areas such as healthcare, hospitality, customer service, retail, and management. The job market in Naples is diverse, with opportunities for both entry-level and experienced professionals.

Several job search websites, including Glassdoor, SimplyHired, Indeed, ZipRecruiter, and LinkedIn, list thousands of job openings in Naples, covering a wide range of industries and specializations. The available positions include roles such as medical receptionists, housekeepers, customer service representatives, to-go staff, drivers, assistant store managers, hospitality team members, digital marketing assistants, and healthcare professionals.

In addition to the employment opportunities, Naples also provides a conducive environment for businesses.

The city's economy is supported by various industries, including tourism, healthcare, real estate, and retail. For entrepreneurs and business owners, Naples offers a thriving market with potential for growth and success.

Overall, the job market in Naples, FL is dynamic, with a wide array of employment opportunities and a supportive environment for businesses across different sectors.

Education and Schools

Naples, FL, offers a variety of educational options, including public, private, and charter schools. The School District of Collier County (CCPS) serves the area, operating numerous schools across different grade levels. According to GreatSchools, there are 133 preschools, 36 high schools, and 122 private schools in Naples, with a total of 177 schools in the area. The district serves over 46,000 students in 73 schools, covering grades PK through 12.

Some of the top-rated public high schools in the Naples area include:

These schools offer students the opportunity to take Advanced Placement® coursework and exams, with varying graduation rates and college readiness scores.

While some individuals on social media have expressed that Naples may be more suitable for raising a family due to its low crime rate and excellent schools, others have mentioned that the area may not offer extensive nightlife and entertainment options for young couples.

Additionally, they have highlighted the relatively high cost of living and limited affordable dining and entertainment choices within the city, suggesting nearby areas like Estero or Fort Myers for a younger crowd and nightlife

Safety and Security

Naples, Florida is generally considered a safe destination for travelers, with a commitment to safety measures and relatively low crime rates. The city maintains a strong infrastructure of security measures, including a dedicated police force, video surveillance, and well-equipped emergency services. 

Property crime, such as burglary and theft, is relatively low in the area. Additionally, Naples prides itself on offering ample secure parking facilities throughout the city, enhancing the overall safety and security for residents and visitors.

According to a Reddit post, Naples is described as a generally low crime area, with most people minding their own business. The individual mentioned that the city is an excellent place to raise a family, with great schools in North Naples. However, they also noted that for a younger crowd or nightlife, nearby areas like Estero and Fort Myers, located 20-40 minutes away, may be more suitable.

In summary, Naples, FL is known for its safety measures, low crime rates, and as a great place to raise a family. While it may not offer extensive nightlife and entertainment options within the city, nearby areas provide additional options for those seeking a more vibrant nightlife scene.

Living in Downtown Naples FL: Is It Right for You?

Downtown Naples FL offers a unique urban living experience, ideal for those who enjoy the hustle and bustle of city life and the convenience of having amenities at their doorstep. However, it's important to consider the higher cost of living and the dense urban environment.

If you thrive in an energetic, culturally rich setting, Downtown Naples FL could be the perfect place for you. Reach out and let's find a home that checks all the boxes together. 

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